How to keep happy & financially on track in 2019

They say that money makes the world go round, but they also say that money can’t buy you happiness. So how can you strike the perfect balance to keeping happy and on track?

We’ve put our thinking caps on and come up with five things that we think can help you improve your happiness levels, as well as help you keep focused on your financial goals, without getting obsessed. And as with a lot of things, balance seems to be key…

Don’t compare yourself to others

Comparing yourself and your financial situation to others is something that can really have an impact on your happiness. After all, there’ll always be someone with more money than you or a better job than you, so try to stop worrying about it too much. To feel truly happy and content with your situation, it’s best to try to remember that nobody is better or less than anyone else. Social media can also have a negative impact when it comes to comparing ourselves with others, so don’t be afraid to give yourself a break from it if needs be. Also, bear in mind that what you see on there is just a small snapshot into people’s lives and it doesn’t mean that they’re out there living the high life all the time!

Note to self: Concentrate on yourself and how to do your best and that’s all.

Try not to obsess over your bank balance

It’s really easy to get into the habit of constantly thinking about money and how much you have or don’t have in the bank. This is understandable, particularly if you’re worrying about not having enough for your essential outgoings. However getting obsessive won’t change the number on that bank statement and it can have a huge impact on stress levels. And whilst money is important, try and focus on the things you can change – like putting a plan in place to help you save a bit of money each month or ways to cut down your current costs.

Note to self: Try to avoid stressing yourself out about things you can’t change and focus on what you can change. 

Have a plan and goals

Having a strong sense of purpose and being clear on where you want to go can really help with your happiness and your finances. After all, life is far too short to waste time doing things you don’t enjoy. So with this in mind, it’s a great idea to use the start of a new year to properly plan out what your goals are. Start by thinking about the next six months and take some time to plan out where you want to be and what you want to do. You can then have a think about what you can start doing today to take the first step towards getting there.

Note to self: Remember that every journey starts with small steps

Be grateful

When things aren’t going as well as you’d like, it can be easy to slip into the mind-set that absolutely everything in the world is rubbish and nothing’s going right! But this can really bring you down and get you feeling really negative. Instead of this, try and take a step back and think about all the things you have to feel grateful for in life. Whether that’s your family, your health or even your pet, it’s nice to take a moment to feel thankful for things to make you feel a little bit better. No matter how big or small, there will always be things to feel grateful for, so try not to forget it.

Note to self: If you want to find happiness, find gratitude.

Look after yourself

No matter how busy life gets, try and take some time out for yourself, as this can really help with happiness levels. Why not take one evening out a week to have a bit of ‘me time’ – go to your favourite exercise class, have a bath, eat some nice food, meditate or even have a little dance to your favourite songs. By doing little things like these, you can take a breather from everything else you have going on and just relax a bit, rather than feeling exhausted and stressed. There’s only one of you, so remember to go at your own pace and look after yourself.

Note to self: It’s very important to take care of yourself

We hope you find these hints and tips useful, you can find out more about how to avoid the pressure of spending because of the fear of missing out (FOMO) here