Finding your new home: Expectation vs reality

There comes a point in your life when your daydreams may become a lot more domestic. Suddenly, you find yourself staring wistfully off into the distance imaging what you could do if only you had a garden or the kind of sofa you’d get if you had the money and/or space. Consequently, when the time comes to actually start finding your new home, your expectations can often be a bit too high to say the least. And as anyone who’s moved house in the past will tell you, things rarely go according to plan.

Expectation: You’ll find your dream home instantly, fall in love with it and live happily ever after.

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Because now you’re ready to buy, the dream house should just appear right?

Reality: You’re pretty much a professional house viewer. It feels like you’ve seen every house in the entire area.

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They’re either not right or they’re too expensive.

Expectation: Getting your offer accepted will be the hard bit.

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You’re so relieved it’s over and you feel like you’re on the home straight.

Reality: Getting your offer accepted will be the easy bit.

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Need we say more? Mortgages, surveys, solicitors, searches – it can feel never ending.

Expectation: Everyone will want to lend to you because you’ve saved and prepared for this.

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You think your finances are pretty ok and you’ve got a deposit.

Reality: You’ll stand a good chance of getting a mortgage if your credit history is in good shape and if the house you’re buying doesn’t reveal any surprises during the survey. Monitor your credit report here.

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If walls could talk they might tell you about the history of damp and the risk of subsidence. It can all come as a bit of a shock.

Expectation: Before you know it you’ll be in your new house.

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I mean, surely it can’t take more than a few months can it?

Reality: “HOW LONG IS THIS GOING TO TAKE?”

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If there’s a chain, you might be in for a long wait.

Expectation: Moving day will be ok as long as you plan for it properly.

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You have moving boxes, you have a system for packing up your things and you have a moving van.

Reality: Moving day will likely be stressful and things may go wrong but once you’re in your new home, it will be worth it.

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Best laid plans might get blown out of the water but you’ll finally be in your new home and that’s something to be proud of.