Are you a big summer spender?

The clocks have gone forward and the lighter nights have arrived, which for many of us could mean the start of a season of splashing out.

In our latest poll, half of Brits admitted to spending £154 more a month during the summer, with more than a quarter turning to credit to fund their activities once the warmer weather kicks in.1

And what do we spend our money on?

Well, it seems like there are four main expenses that are causing Brits to push their budgets:

– Going out in the evenings
– Eating out with family and friends
– Holidays
– Weekends away

As it’s always best to make sure you stick within your means, even if you do have lots of fun stuff planned in, we’ve come up with a guide to help you enjoy your summer without breaking the bank or getting into debt to do so.

Our guide to managing your summer spending:

Be a supreme budgeter

Use a free budgeting app like Money Dashboard to help you stay on track of your summer spending. And, if you want to know more about how your personality is linked to how you manage your finances and get tips tailored to this, try our quiz here.

Small cuts can lead to big savings

If you know you’ve got a trip away or nights out coming up over the summer, have a think about what little things you could do to save some cash in the run up. By walking to work instead of using public transport or cutting down on takeaway coffees you could be surprised by how much money you save.

Save before you spend

A really great way to make sure you put money aside each month is by setting up a direct debit for the day after you get paid. That way you won’t have chance to spend it and you can be confident that a little pot of money’s there should you need it.

Use your credit report to keep track

Keeping an eye on your credit report regularly can help you stay in control of things. Why? Because you can get an overall view of how much you owe and how that changes month on month, as well as making sure all your details are correct. Sign in or sign up to Noddle to see yours now.


1  Noddle commissioned Opinium Research to interview 2,004 UK adults online between 16-19 March 2018. Results are weighted to be representative of the UK population.