Month: July 2017

What do credit reference agencies do with your data?

You probably already know that credit reference agencies (CRAs), like Noddle, hold lots of data but you may have misconceptions about what they do with it. The best way to think about it is to view CRAs as gatekeepers to your personal data. We’re essentially custodians, housing and protecting the information we’ve collected. However, we […]

Loans jargon buster

Need a loan but struggling to make sense of all the jargon? Don’t worry, because we’ve summed up some of the main terms you’re likely to encounter. APR (Annual percentage rate) This refers to the amount it will cost you to borrow money over 12 months, including interest and other additional fees, such an arrangement […]

What to look for when choosing a credit card

Not all credit cards are the same: they have different uses, different benefits and different drawbacks, all of which depend on what your own personal needs and circumstances are. While we can’t tell you which credit card to pick, we can help you know what to look out for so you can easily spot the […]

What to look for when choosing a loan

If you’re considering getting a loan, there are a few things you need to keep an eye out for to make sure you’re getting the best possible deal for you. To help you make the right choice, we’ve put together a short list of things you should pay attention to when shopping for a loan. […]

Can you pass our personal finance quiz?

When it comes to personal finance know-how, we Brits may not come top of the class. Last year, over 4 million of us told savings organisation NS&I that we feel out of our depth managing our money on a day-to-day basis and for the future[1]. A whopping 15 million also said they never received any […]

Inheritance tax hits record high, does this actually affect you?

Over the last 12 months the amount of inheritance tax paid in the UK reached a record high, hitting £5.1 billion, according to figures from HM Revenue & Customs[1]. This represents a 9% rise from the previous year and it has been put down to growing house prices and a prolonged freeze of the inheritance […]

Avoid energy price hikes for 12 months with our EXCLUSIVE deal

Rising energy costs have become a normal part of life for many of us, but with more Brits switching to cheaper deals than ever before, do you want to be one of those left paying more than they need to this year? UK switching fever Last year almost five million people changed energy supplier in the […]

How to quickly make £100 or more

Let’s face it, most people wouldn’t say no to some extra cash, especially if there’s no extra real work involved to get it. Well, listen up, as there is a way to quickly make £100 or more and it’s actually pretty simple: All you have to do is switch banks. Cash incentives for switching Lots […]

The financial news you need to know with Sarah Pennells – July 5th 2017

Sarah Pennells is a personal finance journalist and the face behind SavvyWoman.co.uk. We think she does a great job at explaining financial subjects in a very clear and accessible manner. You can find her column below where she writes about the latest financial news, and helps you get more from your money. Ordered something that […]