Month: March 2015

How will you use credit in 2015?

This 2015 the majority of us don’t plan to use credit. No, we don’t have a crystal ball that predicts the future nor are we psychic but data from Callcredit information Group (partnered with YouGov) reveals how you plan to use credit and borrow in the year ahead. The results proved interesting with over a […]

Banking Jargon Explained – Interest Vs APR

Personal finance can be full of confusing terms and jargon. Whether you’re applying for a credit card, loan or mortgage you might be bombarded with talk of interest and APR but what exactly is the difference? We thought we’d take a quick look at these terms to clarify exactly what they mean. Interest Interest is […]

Budget 2015 Summary – What You Need to Know

George Osborne gave his final Budget for 2015 before May’s general elections and there are big changes that will follow when the new tax year starts. A pensions overhaul and further help from the government for first time buyers were just some of the plans the chancellor had unveiled in last week’s announcement. We’ve pulled […]

The Financial News You Need To Know With Sarah Pennells – March 2015

Fraud up 25% A new report by the UK’s fraud prevention service shows that recorded fraud was up by 25% in 2014, with almost 277,000 frauds recorded, compared to 221,000 in 2013. CIFAS admits that the full extent of fraud isn’t known as not all of it is reported or. Identity fraud is the most […]

The Electoral Roll and Your Credit Rating

Did you know that not being on the electoral role could affect your chances of being accepted for credit, such as loans, credit cards, and even mobile phone contracts?  It’s one of the first things a lender may check in order to combat fraud, so if you’re not on the register some lenders may automatically turn down your […]

The Financial News You Need To Know With Sarah Pennells – March 2015

Sarah Pennells is a personal finance journalist and the face behind SavvyWoman.co.uk. We think she does a great job at explaining financial subjects in a very clear and accessible manner. You can find her column below where she writes about the latest financial news, and helps you get more from your money. Rising £ means more € […]

We’ve secured the Cheapest Gas & Electricity Tariff in the UK since 2010!

In fact our winning tariffs average out at £876 a year beating all recent collectives and all other tariffs in the market. We still can’t believe it either but it’s true! An average UK home can save a whopping £429 a year with the Big Noddle Energy Switch. You can only get this exclusive tariff by […]

Fake jobs are tricking the public into money laundering

Organised criminals are using new methods – such as social media – to recruit members of the public to act as unsuspecting money launderers of the dirty money they earn from criminal activity, warns Financial Fraud Action UK (FFA UK). Sometimes referred to as ‘money mules’, members of the public are tricked by professional criminals into making their […]