• What Is A Second Charge Loan?

  • Save an average £148 on your energy bills, here’s what you need to do

  • Shedding light on the dark web

  • Put yourself on the path to credit

  • Science says kindness is good for your health

  • Affordable Housing for Generation Rent

  • The financial news you need to know with Sarah Pennells – February 15 2017

  • Why don’t I have a credit report and how can I get one?

  •  How can your credit score help you get a mortgage?

  • Spend or save, what would you do with your inheritance?

What Is A Second Charge Loan?

Fluent Loans are a UK based finance broker providing tailored loans for people from a wide range of circumstances. Here they explain what a second charge loan is and how they might help you raise some cash. If you wanted to raise some money to pay for home improvements, unexpected costs, a new car or once […]

Save an average £148 on your energy bills, here’s what you need to do

Temperatures are still low with occasional reports of snow: not something many households would expected as we draw closer to the spring season. Unfortunately, unexpected changes in temperature can have an impact on your energy bills. Not only are you ramping up the temperature on your heater and doing so for longer periods but you […]

Shedding light on the dark web

Just looking at the latest headlines, cyber-attacks on company customer databases have increased in recent years and this has brought the spotlight on the dark web. We hear of personal details being leaked and compromised putting thousands of people at threat of fraud and identity theft. If you’re unsure what exactly the dark web is […]

Put yourself on the path to credit

Taking out credit isn’t as simple as applying and waiting to be accepted. There are many factors that go into a lenders decision to lend you money and there are things you can do to increase your chances of being approved for the credit you want. It’s more than just a two step process, it’s a […]

Science says kindness is good for your health

February 17th 2017 marks National Random Acts of Kindness Day. If you’re not sure what it is, it pretty much does what it says on the tin. Whilst kindness is encouraged not just for one day but everyday, sometimes we can forget in the business of day-to-day life, so this Friday is a little reminder […]

Affordable Housing for Generation Rent

They’re the young adults who have drawn the short straw when it comes to housing, been priced out of home ownership as a result of rising house prices and doomed to a life in expensive rented accommodation. Generation Rent is an ever-growing group in the current economy, with demand for rental accommodation predicted to rise […]

The financial news you need to know with Sarah Pennells – February 15 2017

Sarah Pennells is a personal finance journalist and the face behind SavvyWoman.co.uk. We think she does a great job at explaining financial subjects in a very clear and accessible manner. You can find her column below where she writes about the latest financial news, and helps you get more from your money. Belt up! If […]

Why don’t I have a credit report and how can I get one?

Unfortunately, not everyone has a credit report. This is because you need to build up enough of a credit history for us to populate a report. Not being able to retrieve your credit report is usually a result of one or both of the following: You’re not on the electoral roll You don’t have enough […]

 How can your credit score help you get a mortgage?

Many people forget about managing their credit history when planning for a mortgage, often making saving for a deposit their main priority and underestimating the critical role that credit scores have in their journey to home-ownership. Here we explain what a credit score means for your mortgage application so when the time comes, you have […]

Spend or save, what would you do with your inheritance?

If you received an inheritance what would you spend it on?  A sudden windfall, depending on the amount, can mean a new car, luxury holiday or renovation. It’s a question that finance firm SunLife asked 3,000 adults in a recent survey and it appears more people would rather be practical than splash out. Brits would […]